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$1.1 Million in 10 Years: The Military Road to Wealth and Retirement

Erik Bernard
BookSurge Publishing (2008)
ISBN 9781419656712
Reviewed by Dr. Michael Philliber for RebeccasReads (12/08)

Is it really possible? Is there a real, workable, accomplishable way to earn and save over one million dollars while serving in the U.S. Armed Forces? Well, there’s one military man who thinks so, and has put into print his way of engaging personal economics. Erik Bernard has masterfully laid out his plan in “$1.1 Million in 10 Years: The Military Road to Wealth and Retirement”.  This short, 150 page paperback is an enlightening, thoughtful, fact-filled handbook, designed to lead those who are serious about their financial future to a successful and prosperous fortune. And though the book is geared toward helping fellow soldiers, airmen, sailors and marines to that end, it is a valuable resource for anyone looking in the direction of engineering their own strong fiscal destiny.

One of the first things the reader will find is that Bernard has done his homework. In “$1.1 Million in 10 Years” the writer lays out the variety of investment opportunities, their pros and cons, strengths and weaknesses, in a way that the average person can comprehend. In fact, the various investment options takes up the majority of the book, from real estate, to having a 401(k), to gold, to multinational corporations and stocks. Yet Bernard never falls into an either/or trap, but keeps to his pervasive theme of ‘diversification’.

There are also a few surprises in “$1.1 Million in 10 Years”. For one thing the author swims against the cultural tide of the debt mentality. Bernard encourages getting out and staying out of debt, showing how that in itself will free up cash for the future. Then there is some serious thinking on the history of money, gold and inflation. The regular, non-technical person will gain quite a bit of insight into the present economic mayhem that is churning in America from this section. The final surprise is the down-to-earth way in which everything is presented. The writer does not take it for granted that his audience is privy to any special guild language. Therefore almost everything is defined and explained so that it is easily understood.

Though for many the idea of reaching a golden horizon of over one million dollars on a military paycheck might seem unrealistic, the primary benefit of “$1.1 Million in 10 Years” is that one will walk away from this book better educated on how to smartly prepare for retirement and inspired to get a move on toward a comfortable financial future. I highly recommend “$1.1 Million in 10 Years” for service members and civilians alike.

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